See yourself at Radian? We see you here too.

At Radian, we see you. For the person you are and the potential you hold. That's why we've embraced a new way of working that lets our people across the country be themselves, be their best and be their boldest. Because when each of us is truly seen, each of us gives our best -and at Radian, we'll give you our best right back.

Studies have shown that job seekers may hesitate to apply for jobs unless they meet every single qualification listed. We strive to see the potential in each applicant, so if you're excited about this role but your experience or education level doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles.

Studies have shown that job seekers may hesitate to apply for jobs unless they meet every single qualification listed. We strive to see the potential in each applicant, so if you're excited about this role but your experience or education level doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles.

See Yourself as a Data Scientist II

The Data Scientist II, MIRS primary function is estimating, validating, monitoring, and implementing consumer credit models focused on mortgage default and prepayment. This requires the use of statistical and econometric methods within a structural modeling framework while leveraging cloud computing solutions. Models will be applied to estimate mortgage insurance cash flows including claim incidence, claim severity, required capital, expected premium, return on equity, existing mortgage insurance policy attrition, and new insurance policy acquisition. The position requires the Data Scientist II to research, develop and make recommended changes to existing models and new models. Cash flow valuation of primary mortgage insurance policies, structured mortgage insurance policies, mortgage-backed derivatives, reinsurance, and other risk-transfer transactions are also within the position's scope of analysis. Additional responsibilities may include supporting economic scenario simulation, economic capital, and portfolio optimization. Responsibilities include leveraging machine learning, AI and econometrics in hybrid model design using Big Data and unstructured data to cultivate and leverage business insights. The position requires the ability to effectively communicate technical findings and recommendations to nontechnical managements teams.

See Your Primary Duties and Responsibilities

• Delinquency, default, prepayment, claim severity model estimation and design.

• Programming in support of model estimation, implementation, monitoring, and back testing

• Creation of analytical presentations and communication of strategic business findings to management

• Analysis and recommendations on alternative credit structures, risk sharing arrangements, and/or non-traditional manners in which to participate and take on credit risk as appropriate and necessary

• Data manipulation of large files (R, Python, or SAS datasets) to identify trends and make recommendations and/or adjustments to credit/portfolio guidelines as necessary

• Model development and methodology research

• Perform other duties as assigned or apparent.

See the Job Specifications

Your Knowledge:

• Expert understanding of mortgage delinquency, default, prepayment and loss given default modeling. Expert mathematical, statistical, and econometric understanding.

• Strong analytical background, along with the ability and willingness to effectively make recommendations on transactions based on sound business judgment.

• Expert in SAS, R, C++ or python for data analysis and modeling.

• Experience leveraging AWS based applications and resources (EC2, EMR, S3, Lambda, Jupyter Notebook, Zeppelin, Spark) is desirable.

• Expert mathematical, statistical, and econometric knowledge.

• Strong understanding of financial analysis of structured mortgage products.

Your Skills and Abilities:

• Expert in SAS, R, or python and proficient in Excel for data analysis.

• Experience leveraging cloud computing.

• Able to work in a team environment.

• Able to effectively summarize and communicate relevant findings and other information.

Your Education, Certifications and Prior Work-Related Experience:

• Degree Requirement: Master's Degree or Equivalent Experience

• Degree Preferred: Master's Degree or Equivalent Experience

• Certifications: Quantitative Field

• Work Experience: 4 or more years of prior work related experience

See Your Location

This is a hybrid position, based out of our New York City location

Radian is committed to a flexible work environment for many of our roles. This role is hybrid and will provide you the flexibility to work both in office and at your designated *WorkFromAnywhere* location each week.

See Why You Should Work With Us

• Competitive Compensation:anticipated base salaryfrom $95,000 to $135,700based on skills and experience. This position is eligible to participate in anannualincentive program.

• Our Company Makes an Impact.We've been recognized by multiple organizations like Bloomberg's,HousingWire's, and The Forum of Executive Women's. Radian has also pledged to PwC'scommitment.

• Rest and Relaxation.This role iseligible for 25 days of paid time off annually, which is prorated in the year of hire based on hire date. In addition, based on your hire date, you will be eligible for 9 paid holidays + 2 floating holiday in support of our DEI culture.

• Health & Welfare Benefits.Multiplemedical plan choices, including HSA and FSA options, dental, vision, and basic life insurance.

• Prepare for your Future.401(k) with a top of market company match (did we mention the company match is immediately vested?!) and an opportunity to participate in Radian's Employee Stock Purchase Plan (ESPP).

• Paid Parental Leave.An opportunity for all new parents to embrace this exciting change in their lives.

• Employee Assistance and Discount Programs.From helping you navigate the healthcare system, to providing resources and assistance to parents and caregivers of children with development disabilities, to scoring discounts with thousands of retailers.

• Pet Insurance.To help protect our furry family members.

#LI-NA1

See More About Radian

Radian is a fintech servicing the mortgage and real estate services industry. As a team, we pride ourselves on seeing the potential of every person, every idea and every day.

Seeing each other at Radian goes far beyond our open, flexible culture. It means seeing our people's potential - and creating inspiring career paths that help them get there. Or seeing new pathways and innovating for the future of our industry. It means seeing each other for all that we are. And it means seeing our purpose as one that extends beyond the bottom line - having an impact on communities across the country to help more people achieve the American Dream of homeownership.

We hope you'll see yourself at Radian. See more about us at .

Defining Roles for Radian's Future

Understanding the qualities and characteristics that define a Leader and an Employee is important to building our future-fit workforce. Radian's future is only as bright as its people. For that reason, our People Plan includes profiles to support the qualities and characteristics that each as well as each should embody upon hire or via development.

EEO Statement

Radian complies with all applicable federal, state, and local laws prohibiting discrimination in employment. All qualified applicants will receive consideration for employment without regard to gender, age, race, color, religious creed, marital status, gender identity, sexual orientation, national origin, ethnicity, ancestry, citizenship, genetic information, disability, protected veteran status or any other characteristic protected by applicable federal, state, or local law.

Equal Opportunity Employer Details

To learn more about Radian's Code of Conduct and Ethics and workplace conduct, please click []. Radian participates in E-Verify [] (en espanol []). Learn more about your rights under immigration laws [Link] (en espanol [Link]). View the "EEO is the Law" poster [Link]. View the "EEO is the Law" Supplement [Link]. View Pay Transparency Nondiscrimination Provision [Link].

Accommodation

Whether you require an accommodation for the job application or interview process, Radian is dedicated to a barrier-free employment process and encourages a diverse workforce. If you have questions about the accommodation process, please e-mail .